If equity compensation is a meaningful part of your financial picture and you want help answering what you should do, and not just what the impact of a decision would be, Comprehensive Financial Planning is likely the right fit.
That means working through decisions like when and how many stock options to exercise, building out a diversification plan, and more, all in the context of your overall cash flow, tax, and retirement plan. It's also well-suited if you want to build a financial plan you can take and execute on, with the option to continue working together afterward if that makes sense.
Investment Management is worth adding if you want your portfolio managed on your behalf rather than just advised on. It works best alongside Comprehensive Financial Planning, where your investments stay connected to your broader financial plan rather than being managed in isolation.
Hourly works well when you have a specific, limited-scope question, like a tax analysis on an equity decision, if you're looking for a second opinion, or need a focused modeling exercise. If you want to understand the impact of a decision rather than work through what the right decision is in the context of your broader financial life, hourly is often the more efficient fit.
We believe in using low-cost, broad market index funds and ETFs to design portfolios that have risk and return characteristics aligned with your unique circumstances. Using a global approach to asset allocation, your recommended portfolio will consist of investments across the world.
We don’t try to pick a handful of stocks that will outperform, and we don’t believe in timing the peaks and valleys of the markets.
Only if you want to! Investment management is optional, so if you’d rather implement the investment advice we provide on your own, that’s fine by us.
No! The size of your portfolio, your net worth, and other financial metrics are unrelated to whether financial planning can benefit you.
Probably! DRS is a virtual financial planning firm, and we work with people who live in various places within the U.S. When you schedule an initial call, please indicate the state you live in so we can let you know if there could be any issues ahead of time.